Child Education Calculator
Plan for your child's education expenses with inflation factored in
5 years
18 years
₹
12%
Results
Total Education Cost in 13 Years
₹2.40 Cr
4.0x of current annual cost due to inflation
Monthly SIP Needed
₹63.93 K
for 13 years
OR Lumpsum Today
₹55.08 L
One-time investment
Current Annual Cost
₹15.00 L
Domestic education
Education Starts
Age 18
In 13 years
Education Fund Timeline
Now (Age 5)Education (Age 18)
Yr 0
Yr 3
Yr 7
Yr 10
Yr 13
Fund Growth Projection
Accumulated Amount
Target
Year-wise Milestones
| Year | Child's Age | Accumulated | Target |
|---|---|---|---|
| 1 | 6 | ₹8.19 L | ₹18.49 L |
| 2 | 7 | ₹17.42 L | ₹36.97 L |
| 3 | 8 | ₹27.81 L | ₹55.46 L |
| 4 | 9 | ₹39.53 L | ₹73.95 L |
| 5 | 10 | ₹52.73 L | ₹92.43 L |
💡 Planning Tips
- •Consider ELSS funds for tax benefits under Section 80C while saving for education
- •Start a Sukanya Samriddhi Yojana (SSY) account for girl child - offers 8%+ tax-free returns
- •Gradually shift to debt funds as the education date approaches (3-5 years before)
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