SWP (Systematic Withdrawal Plan) Calculator

SWP stands for systematic withdrawal plan. Under SWP, if you invest lump sum in a mutual fund, you can set an amount you'll withdraw regularly and the frequency at which you'll withdraw.

For example, let's say you invested in a mutual fund an amount of ₹5 lakh for 5 years. Let's assume that you decided to withdraw an amount of ₹10,000 per month. So every month, your investment in the fund will reduce by ₹10,000. The amount left every month after withdrawal will continue to remain invested and earn returns.

Use the above SWP calculator to know how much you can withdraw from your lumpsum investments.

How can a SWP calculator assist you?

As per the Systematic Withdrawal Plan, an individual needs to invest a particular amount and withdraw a certain amount of the corpus invested each month. After withdrawal, the amount will be deducted from the investment while it continues to accumulate interest.

It is difficult to accurately calculate the monthly withdrawals and total matured sum. This Systematic Withdrawal Plan calculator easily computes your matured sum as per your monthly withdrawals precisely.

Example of Systematic Withdrawal Plan

As mentioned before, the SWP allows investors to generate both monthly revenue as well as an accumulated sum at the end of the maturity period. Here's an example withdrawal schedule:

Based on your inputs of ₹5,00,000 investment with ₹10,000 monthly withdrawal at 8% return for 5 years:

How to use SWP calculator?

The calculator is user-friendly and easy to use. However, you need to ensure that all values are properly filled in.

• Fill in the Total Investment amount - this is your lumpsum corpus
• Enter the monthly Withdrawal amount you want to receive
• Set the Expected Return Rate you anticipate from your investments
• Choose the Time Period for which you want to calculate
• The calculator will instantly show your total withdrawal and final remaining value

How can a SWP calculator benefit you?

Retirees and senior citizens are among the most common investors in this scheme. Such individuals obviously require a fixed monthly financial input. An SWP can provide the same over and above the pension or even as an alternative.

• A Systematic Withdrawal Plan ensures monthly returns while generating RoI on the total investment. This calculator can help easily compute both accurately.
• It's easy to set the amount which you wish to withdraw every month and calculate amount on maturity accordingly.
• It is easily accessible online.
• This SWP return calculator does not require any expertise to operate. Users need to just put variables in proper space and output is ready in no time.

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